RanLife Home Loans

I am glad that so many people had a good experience with RanLife. I wish we could say the same. Choosing to work with this company is a risk. We were first time homebuyers in an average situation. We experienced the classic “bate and switch”. Had I not been involved with the process, they would have pulled a fast one on me. I literally had to babysit the loan officer as well as the real estate agent. I had to remind my agent about the final walk through. Thank goodness I knew the process and was educated. A day before closing they came to me and said that I didn’t meet the requirements and that they had to raise my interest rate a whole percent!!! It turns out I didn’t meet the requirements on something that that I had disclosed to them a month prior, and their poor management overlooked it. Had I known I didn’t qualify I would have gone to a different lender. Unfortunately (for me) they waited until the last second and had me over a barrel. When I complained to the manager, he said that RanLife would rather walk away from the loan than lose money, and that they could not honor my GFE because they would lose money. They care more about their finances than their customers. My agent explained that nothing they were doing was illegal. I indicated that it was dishonest, and the response I got was “we still aren’t breaking any laws.” Beware!! If you take the risk of working with this company, I hope the odds are in your favor, unlike ours! more

I had begun process with Quicken, but they were unwilling to work with my unique requirements. Then someone suggested I call RANlife. I worked with Cameron Bishop on an out of state loan. His knowledge and service were excellent. He searched for a product that met my unique needs. He returned my calls promptly and answered all my questions, even after hours. I really felt like he had my best interest at heart. Finally, all the work was over phone and internet for my maximum convenience. I highly recommend them. Pros: null Cons: null more

Ranlife has some of the best people I have ever worked with! I worked with Thomas Kroger to refinance my house and no matter what the issue was, good or bad, he was able to make things happen. If I could do this over, I would definitely go back to Ranlife. I recommend them to anyone that I know of who is looking to buy a house. Pros: null Cons: null more

I've done a lot of loans and Thomas is, by far, the best. He responds within minutes, is thorough and never makes you feel like you're "bugging" him with all your questions and concerns. Pros: null Cons: null more

This was not my first experience with a new mortgage but by far my best. Thomas was so easy to work with and explained in detail all my questions. I had a set of unusual circumstances and Thomas went above and beyond to see that everything went smoothly. I know that he had to involve the owner of the company to get it all put together in the timeframe that we needed. I will be back when we buy the next house. I will not even consider another company. Pros: null Cons: null more

We were very impressed with our refinance with Ranlife. Thomas Koger was very professional and helpful. When we needed to close by a certain day in order to avoid an extra fee, he went above and beyond to make sure it happened. Pros: null Cons: null more

RanLife is a wonderful company with wonderful people working for them. Rob Smith is the most wonderful person. He helped me with every aspect of buying my home. I did not use a Realtor and he went above and beyond to make sure I understood everything and made all the scheduling arrangements for closing. I would recommend this company and Rob in particular to any and everyone. THANK YOU FOR EVERYTHING ROB SMITH!!!! Pros: null Cons: null more

Wow, first I should say that RanLife, and all whom I've encountered there, are quite exceptional by far. No company can honestly come close to RanLife, and you will know exactly why from the first day you start working with them. Pros: null Cons: null more

Cameron Bishop was my loan officer and he was very knowledgeable and professional. Pros: null Cons: null more

I am very pleased that my clients found Cameron Bishop at RANlife. As a Realtor it is so important to find a loan officer that is hard working and reliable. He made the sale "happen", now my buyers are moving into their first home! Pros: null Cons: null more

We went to two other places before finding Cameron Bishop at RANlife. They both turned us down without even trying. Cameron got the job done, it wasn't easy, but he did it. He was professional, honest, and made sure we understood every aspect of the home buying process. We love our new home and for anyone looking to buy a home RANlife is definitely the place to go. If they can't get you in your dream home no one can. Pros: null Cons: null more

Michael Cox helped me to refinance my townhouse and did a great job making sure all the paperwork was filled out so I could close quickly on my loan. He spent the time needed to make sure I got the deal I wanted and I ended up reducing my interest rate and the years owed on my loan. Pros: null Cons: null more

I struggled to refinance my home with this company for almost eight weeks through constantly changing requirements that fluctuated like the stock market, and promises that were broken right down to the closing date. Scott Weilacher was my loan officer. Through the process he scheduled three different closing dates, only to leave me hanging without even a call to explain why no one showed up. Had I not continually called, left messages and "babysat" him throughout the entire process I doubt there would have ever been a fourth closing date. Pros: null Cons: null more

We love Cameron Bishop! Purchasing our first home was terrifying, but Cameron has held our hand through the whole process, kept us informed, and worked really hard to get us closed and in our new home before the holidays! We could not be more happy with Cameron! I will definitely recommend Cameron to everyone I know! Pros: null Cons: null more

Ranlife and Thomas Koger were great to work with. Thomas had some difficult items to get through to finish our refinance, but he never waivered or got discouraged. I will plan on using them again Pros: null Cons: null more

Cameron thank you for the extra efforts you made on our clients behalf. Your interest rate and loan costs were excellent. Thank you for staying late to close the loan ahead of schedule. Any Realtor who spends the time and financial investment showing homes and writing offers will be rewarded by referring clients to you. Thank you. Joe Adair, Broker Adair Real Estate Inc. Pros: null Cons: null more

I was very satisfied with my realtor, Mike Wright, as he handled the purchase of my home is a very professional manner, and had my interests at heart. I would recommend him to a friend. I also appreciated receiving the National Geographic this year. Pros: null Cons: null more

As a first time home owner, we had our fair share of questions and concerns when applying for a loan through Ranlife. Chuck and Aaron had been very helpful and patient all along, and had a pleasant experience in closing with them, no surprises, all explained ahead of time and no stress!!! I guess we could not have asked for anything better than having understanding and cooperative loan officers of Ranlife guiding you through loan processing, in whom from our experience you can place your trust! Pros: null Cons: null more

I have not closed my loan yet but expect to in a few days.Mike Cox has been awesome even when things haven't gone as expected. He is great even when I have been a pain. He stays in touch and answers my questions. It's like he is right here. I would recommend this company. Mike if you read this I really do appreciate your work! more

I recently began looking into buying my first home and happened to come across RANlife. I called simplly to get some information on a particular home loan and was lucky enough to speak with Thomas Koger. Thomas was extremely helpful and knowledgeable. more