At the end of 2009, I got approved for a loan at Dream Cars Credit. I was interested in 3 specific vehicles - a Mercedes, a Lexus, and a Land Rover. I was assured before driving all the way out there that the cars were on the lot. I got there and NONE of the cars were there! All had been sold. They tried to push me into buying a Pontiac or a Chrysler and became rude when I wasn't interested. I should have learned my lesson, but...
On April 27, 2010 I found a Lexus and a BMW I liked there and applied for credit. I was approved but they refused to tell me for how much or any terms until I physically brought in my paycheck stubs. I emailed them and asked to be provided some terms. Email wasn't good enough, they wanted me to come in. They did however provide some basic terms, such as 0-10% down, etc depending on the car. I was somewhat satisfied so I again drove all the way down there and fought traffic. I get there and they tell me I am approved for $10,000 or less and $1,500 down. They KNEW I was looking at $20,000 cars and didn’t\'t need a paycheck stub to know they wouldn't approve me for it! They already had all my pay info and ran credit, but they instead chose to lie to me and get me down there. I walked out this time and WILL NOT be back. I recommend every stay away from this place. They are liars and scams and will do nothing but waste your time and gas.
Pros: NONE
Cons: EVERYTHING
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