I was very frustrated dealing with Bank of America. I finally went for help to Credit Card Management Services. Luckily I found Carlos Llerena, a counselor, who helped me with my mortgage issues through to the end, resulting in my getting a final modification. He is an excellent and knowledgeable advisor, and he helped me keep my house. I don’t know what I would have done without his help. I thank God for sending me Mr. Llerena. I would recommend Credit Card Management Services, especially Mr. Llerena, to anyone looking for help. Thank you very much.
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