I enrolled with this company in early 2007, I had over 50k in debt, they managed to reduce my debt by 76%, and they had originally quoted me 50%, so they exceeded my expectations by 26%. I was originally in a 30 month program and was completed in 18 months. I couldn?t begin to tell you how much I recommend this company. My customer service rep, Jeff was always available when I needed him and was a pleasure to deal with. I recently referred my mother and father in-law to them, and apparently now they charge ZERO upfront fees?. They basically guarantee their service, if they don?t settle a bill at what they quote you or better, they don?t charge you a service fee. I once again completely and totally 100% recommend this company. Thanks you EFS for giving me and my wife our life back!!! You can go to their website at livedebtfreedotnet
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