I'm on my 2nd loan with Mariner. I am rebuilding credit after a bankruptcy 3 years ago. I have had no problems with them whatsoever and always pay on time. I can't relate to the bad reviews because I have never missed a payment. It seems if you're able to pay on time they're a good resource. If you're not, you probably shouldn't take this loan. My ONLY complaint is that they only report to one credit bureau.
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