I am a practicing attorney in the area and after closing many transactions for my clients using Rochester Home Equity, Inc. (""RHE""), I decided to use RHE for my own mortgage. Their service was above average in this busy market and the rates are the absolute lowest in town. I've read the other reviews on this company and don't understand what issues anyone would have with RHE. The documentation is clear and unambiguous as to refundability. I paid a lock fee and received it back at closing as promised. All consumers should be aware of any mortgage company but I can only speak of my experiences and it has been a very positive one for both my clients and I.
Pros: Best rates and lowest costs
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