Unless you are a bank or lending institution, do NOT do business with these people. They are running a clever scheme to borrow money from you - interest free, of course. If you purchase anything from them that turns out to be of disappointing quality, you will not see a refund from them any time soon. They capture your payment on a credit or debit card BEFORE you are informed that they do not refund for 60 days after the return of the merchandise. In my case, it has been much longer than 60 days and still no refund. BEWARE!
Cons: poor business practices
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