If you have a Saban's, you may have to put your life on hoke. Self insured, they don't settle, even if clearly liable. So, expect subpoenas. Your expense to travel to Phx for depositions ( or go tojail). Your expense to stay in town during the trial. AND, if it's your fault ( strange city, don't know the roads etc) be prepared for personal bankruptcy! Sabans is self insured and it's easier for the lawyers to go after your assets....even foreign, than their maze of shell companies.
Pros: cheap, scumbag operation
Cons: if you are in an accident, even if not your fault, urscrewed
more