If you are a customer of UAC beacuse your credit score is considered high risk, don't ever be late on a payment. UAC will inform everyone you have ever talked to (in your lifetime) about your delinquincy and then attempt to extort money out of you (and others) via slander. At one point I was late on a payment by 5 days, (Note via general contract you have a 10 day grace period) and UAC began calling references I had listed at all hours of the day. I believe they are extremely unprofessional with thier ""scare tactics""...Needless to say it taught me a valuable lesson in regards to my credit score, and thus i refinanced my vehicle. I do not reccomended this loan shark to anyone, you may end up losing your leg, arm, or foot once they put a number out on you.
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