PART 1 of 2: PAM calls me claiming there are 4 DC parking tickets they claim are for my car, but I moved away from DC 8 months before the supposed dates of issue. They put 4 black marks on my Experian credit report, making my score go from mid 700s to mid 600s. They make rude harassing phone calls week after week to my home. I have asked them repeatedly to send me any written documentation whatsoever of the alleged tix, and they refuse, so there is no evidence these tix are even related to my car. I left several messages on a ""supervisor's"" voice mail demanding they stop the calls and remove tix from my credit report, and finally I threatened legal action for violations of the Fair Credit Reporting Act and Fair Debt Collection Act. I also disputed the items with Experian. I ran credit report on 1/27 and had low score, but as of today score went up by about 85 points.
Cons: They will ruin your credit without any notice or evidence
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