After two agents told me I would be unable to obtain health insurance due to health history, I gave up looking until my friend told me to call Milber Insurance. I'd have to say I was realllly impressed with the attention they gave me--- they called a bunch of insurance companies for me and found one that would accept me (Aetna), and I have a health plan now! woohoo! No longer do I have to stay indoors in fear of getting injured and not being able to pay for it :)
Pros: Personal, Helpful, Convenient
Cons: None that I can think of
more