A funny thing happened today, my credit rating dropped by 130 points. This is wonderful as I am going to be looking to buy a house shortly. I had like 10 unpaid accounts with Professional Account Management, llc totalling $500.00 and after searching the internets I'm going to go ahead and assume they are for unpaid parking tickets in D.C.. I also educated myself on debt collectors and learned that I should not 1) call Professional Account Management (PAM) so I will go ahead and not call them. 2) I will not call D.C. DMV as they are incompetent people who will not remove the charges from my credit report anyway.
Pros: Really good at messing up my credit
Cons: Kind of sort of ruined my credit rating A+++++++++
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