Florida Commerce Credit Union

Have been a member for 7 years and had my grandmother sign with me at the beginning. i was 12 and couldnt do it by myself. 7 years later my grandmother is having financial problems due to a shoulder injury and being unable to work. fccu decided since she was joint on my savings account, that they could take my savings and then transfer her debt to them onto me. im now almost $53,000 in debt for a home mortgage i apparently took out when i was 13. thanks florida commerce. arent they wonderful? more

Florida Commerce Credit Union is a Tallahassee-based Credit Union (basically a bank that is "owned" by the patrons). They are FDIC insured in the same way a bank is, and offer great services for free or lower cost than most national banks. I use them for my local checking/debit account and also have a CD with them (they had a special high interest rate that I have been locked in for a few years). They have free checking/savings for members who keep a steady balance of a certain amount (I think the total is $15 across two accounts) and their debit cards are free for the first year ($10 for each reissued year after). They recently opened their own ATMs at most of the locations, and also offer free ATM withdrawls from any Presto/STAR ATM (any Publix location). I have been satisfied with the customer service, and found that the tellers are generally more friendly and outgoing than at my national bank. They recently changed enrollment requirements (you used to have to be employed by certain agencies) now enrollment is open to all residents of Tallahassee (I think anyone with a Tallahassee address on their drivers license). Worth a call or visit if you're shopping for a bank. more