CRESTICO

Getting a mortgage for a home purchase should not be stressful, challenging or complicated and it wont be IF you are working with the RIGHT person, Trust me when I say that, I learned that the hard way but Houtan is the "RIGHT" person to work with! I started my home buying process February of 2017 after a bank teller behind the counter asked me if I had thought about it since her screen says I am pre-qualified for a mortgage and connected me with a mortgage banker at the branch, well that was a huge waste of my time since the "mortgage banker" took 3 months of my time by asking for document after document and more information just to come back to me and say his Underwriter Manager could not approve the loan and that was it! well I guess the pre-approval letter he had issued me was not worth the ink it was written with, after that I was connected with a direct home loan lender through a realtor that I had been working on finding a home and well I guess the only good thing coming out of the first banker was the fact that I had thousands of pages and letters of explanations ready for this direct lender to review, took him only 3 weeks to say Sorry, I guess that's better than 3 months, so I gave up on the process since 2 so called Sr. Loan Officers with years of experience in Los Angeles area had turned me down. I was introduced to Houtan Hormozian at Crestico Funding over summer time through a friend that just had purchased a home and had gotten his financing taken care of by Houtan, knowing my friend well enough to know his business is more complex than me with even a more creative CPA I decided to go through the process one more time with Houtan and I am glad I did cause now I am a Homeowner again! My initial reaction once I found out Houtan is a Mortgage Broker and not a lender or banker was little unsettling cause I've had really bad experience during the mortgage subprime boom back in the days and I walked into this situation with my guards up, Well I guess there is a reason why Houtan is who he is, True profes more

I am super glad with my decision to go with a small broker/banker like Crestico Funding for my home loan. At first i was little skeptical about using a small company with no name recognition cause everyone always told me so but i decided to go with my guts feeling after talking to Houtan over the phone. I setup an appointment to meet with him at his office to just to give myself the assurance that i am working with a real company and not just another voice over the phone.I was stoked with his professionalism and level of knowledge about loans. unlike most loan officers that i have worked with in the past, he took the time to explain to me different loan programs and answered ALL my questions. After an hour of meeting i came home, gathered all the documents that he asked for and forwarded to him, about 4 days later i was asked for an updated insurance declaration page! that was it, YES, that's it!!! it was super easy, every time i had done this before, i had to go back and forth with the loan officer and lender over and over because they kept misplacing the documents or asking for new ones but here it was a one time work which is AMAZING! After the appraisal was completed, i had the notary to come to my office rather than me taking time off work to go to a escrow office (which was great for me because i hate sitting in traffic) signed the loan documents and 5 days later it was all over.A mazing experience, I got the super low rate that i was promised without the typical bait and switch practice which most sales people do. I highly recommend Houtan and his team to anyone who is looking for a new home loan! Thank you more

As a first time home buyer i can't express how important it is to have a broker that is knowledgeable and supportive and PATIENT! I have been trying to purchase my first condo in West Los Angeles for over a year and i can tell you i have gone through hand full of local brokers but for whatever reason they dropped the ball somewhere in the middle of the process and left me high and dry and sent me in search of the next broker! I admit, i probably wasn't the easiest client they ever had but im sure i am not the only client who has questions and likes to understand the process rather than just say "yes Mr. broker, i will sign and do as you say" No i like to know what i am getting myself into and so i guess my questions and asking for answers wasn't what most of the brokers out there are looking for. Long story short i was referred to Houtan by a friend of mine who has previously had a pleasure of working with and yes i will use the word "PLEASURE" because now i understand why he was so highly recommended. his demeanor is dry and doesn't sugar quote which at first i was not a big fan of but after months of working with him i understand it. He is a straight shooter and tells you like how it is whether you like it or not, NOT SO SALESMAN-ship of him, right? Well i tell you what, i learned not to get suckered in by the charm of a salesperson anymore, cause all they care about is that commission right there and then! all my old brokers left me in the middle because i didn't like what THEY wanted to SELL me and not what i wanted! Like i said finding a patient broker is very important and with Houtan's help after almost 6 months of search i was able to buy the condo that I liked. I am thankful for the referral and i will refer and recommend Houtan to every and anyone that i know. I will no longer search for a Broker for any real estate or loan needs, CRESTICO and Houtan are IT and will never forget that! Thank you for making this happen! more

True professionals, i have refinance my house in past and i was always left in the dark during the process in the past, working with CRESTICO was a different and pleasant experience, my loan officer was always available via email or telephone and their email updates always kept me inform of the process. I highly recommend CRETICO to my friends and family. their website is also great and informative. check out www.crestico.com more

Amazing Experience. I just purchased my first home in Los Angeles. I found CRESTICO online when i searched for a No Fee, No Cost home loans, I am glad i contacted CRESTICO, the previous loan officer and Realtor that i was working with were never available to answer my calls or were always too busy to explain to me as what i need to do. My loan didn't cost me a penny and i also got a very nice house warming gift from my Real Estate agent over at CRESTICO, i couldn't ask for more. i will defiantly recommend CRESTICO to friends and family. more

Low interest rate, no closing cost or fees. Excellent customer service and fast and easy process for home loan refinance services. Thanks to Crestico i got a super amazing deal on my Home Loans, i had been turned down by 2 different brokers for i have no idea what reasons (Perhaps because they didn't know how to get a home loan) but Crestico Funding was able to refinance my home with a No Fee No Cost loan, YES!!!!, i paid $0.00 out of my pocket for the refinance without any money being added to my original loan and i still got a lower interest rate than what i was offered by the other brokers. i will defiantly recommend Crestico Funding. They are professional, have the knowledge and walk you through the process of the refinance and most important they are online 24/7, their website is amazing, i was able to get the status of my loan at anytime http://www.Crestico.com Thank you. more