Amy,	
	
	
	
I always enjoy our time.you make me feel very relaxed. I am not intimidated	
as I can be when it comes to this kind of stuff. When you don't have any	
interest or understanding of the 	
	
	
	
topic sometimes it is hard grasp. I so appreciate the ease you invite in	
your explanation of finances and such. 	
	
	
	
Look forward to many more meetings with you.	
	
	
	
Enjoy the nice weather,	
	
Peace	
	
Joanie
                        
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