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Businiess name:
West Coast Bank
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Review by:
citysearch c.
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Review content:
My company was a loyal WCB customer for 7 years plus. In 2008 and 2009 WCB became financially weakened by non-performing loans from irresponsible lending practices. I was concerned that WCB might fail leaving my company no credit line for payroll but my WCB reps reassured and convinced me to remain with WCB. In 2010 when most banks were not accepting new business customers WCB notified me that they would begin charging $30k per yr to renew our operating and equipment lines; an extraordinary fee for two small lines of credit. The reps explained that the new fee barely covered the high cost of lending to a small business that was unprofitable during the recession. I believe WCB imposed the high fee because they thought I had no alternative but to pay their outrageous fee. Finding a bank willing to provide a payroll line was indeed difficult but two banks offered me credit lines with no fees and low interest rates.
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