The YMCA is located in Louisville, Kentucky and serves the neighborhoods of Central Business District and Central Louisville. It helps in nurturing the potential of every child by providing early learning programs that are based on learning foundational skills, trust and healthy relationships, building self-esteem through care, respect, responsibility and honesty, in a safe and caring environment. It offers programs based on academic enrichment, post-secondary education prep, leadership development, youth civic engagement, programs related to swimming, sports and play and camps. It also has programs for healthy living and knowing oneÕs responsibilities like social services, volunteering and advocacy. It accepts all major credit cards, check and cash for making payments for these programs.