VIP has been in business since 1995 as the 1st Auto Title Lender in the DFW Metroplex. We are locally owned and operated here in the DFW area in the great state of Texas. This creates quite a few benefits for our customers. For example because we are not a big corporation our policies are flexible based on different situations. Also we are a Registered Lender with the state of Texas and governed by the Texas' laws, which is rare in this industry. Most of our competitors are out of state lenders governed by out of state laws that are more favorable to them.