Thrive Retirement Specialists is a retirement planning and investment management specialist dedicated to delivering a more thoughtful and strategic approach to retirement planning for those nearing or in retirement. The wealth management industry is full of conflict of interest and inexperienced advisers that often leave people in sub-optimal retirement situations. Thrive Retirement Specialists exists to do better. We offer a single, flat-fee service entitled ThriveRetireTM that goes far beyond what has traditionally been known as retirement planning. ThriveRetireTM is an engaging ongoing 8-step retirement planning process and investment management service that seeks to drive value through four main pillars: 1). Optimized decision making and asset usage, 2). Rules-based (or Dynamic) withdrawal strategies, 3). Tax-efficient withdrawal coordination and asset management, and 4). Low-cost index investing. With every interaction, we seek to inform and serve.