Greetings from Steve Kobrin, Founder and President: I come from an insurance family, and am second generation in the business. Since 1991 I have helped many thousands of people buy life insurance, and am an expert in placing the higher-risk cases. My professional network now includes experts in a wide variety of insurance marketplaces: life and health; property and casualty; liability; group benefits; senior products; and offshore, captive, and private placement plans. They range from specialist brokers to excess market carriers, in virtually every step of the insurance distribution chain.