Sierra Pacific Federal Credit Union is a member-owned financial institution. We are not-for-profit and have no outside shareholders, which means our primary focus in on serving our members with personalized service, great rates, and an array of top quality products including Shares Accounts, Checking Accounts, Autos New and Used, Recreational Vehicles, Signature Loans, Visa Credit Cards, Home Equity Lines of Credit, 1st and 2nd Deed Real Estate, and Business and Construction Loans