Dorothy has insured me off and on for about 24 years and she has always gotten me the best plans out there. I've never had a problem with anything when she was my agent. My parents had me insured with her as a child and just a year ago, I left my job who insured me and Dorothy picked up the slack again. She help me find the best plan and did everything to help me get set up. If you have to be independantly insured, use Dorothy.
Pros: You'll have an insurance agent who knows you by name.
Cons: You'll pay a little more for your independant plan than a large business plan cost.
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