J. R. Rick Breazeale entered the financial services business in 1970. After a 15 year career in Public Accounting and Banking, distinguished by obtaining certifications as a Certified Public Accountant, Chartered Bank Auditor and Certified Internal Auditor, Rick began his Financial Services Practice in 1985. From the beginning he has specialized in providing insurance and investment products through a wide range of planning services including:- Personal Financial Services- Retirement Planning- Employee Benefit Design- Planning for Business Ownership Transfer Rick earned a Bachelors Degree in Accounting from the University of Texas at Austin. He also graduated with honors from The University of Colorado School of International Banking and the Herbert V. Prochnow Graduate School of Banking at the University of Wisconsin.
PERSONAL FINANCIAL PLANS Term Life Insurance Cash Value Life Insurance Second to Die Life Insurance Single Premium Life Insurance Medical Insurance HSA'S Health Supplement Insurance Income Replacement/Disability Insurance Fixed/Indexed Annuities-Deferred & Immediate GROUP PLANS Cafeteria (Sec. #125)Major Medical HRA'S Dental Disability Life-Group Term Life-Payroll Deduction Accidental Injury Health Supplement Cancer Long Term Care Key Man Protection Buy-Sell Funding Overhead Expense IRA's Roth IRA's (Sec. 408) TSA's & ORP's (Sec. 403)EXECUTIVE BENEFIT PLANS Split Dollar Reverse Split Dollar Executive Bonus (Sec. #162) Capital Transfer (Sec. #183)Deferred Compensation Salary Continuation SENIOR CARE PLANS Medicare RX (Part D )Medicare Advantage (Part C) Medicare Supplement Long Term Care