J. Helms Insurance provides affordable health and life insurance solutions to individuals, families, Medicare eligible, small businesses and the self employed. I provide direct personal assistance to individuals and businesses within Sterling, IL, and the surrounding community. I take pride in providing a high level of expertise when addressing the insurance needs of my clients. I am happy to earn your business by providing a quality of service that is second to none. Choosing the right insurance plan requires a balance of cost and benefits, while taking into account the factors that are most important to you. I represent only the top insurance carriers to insure I can always acquire the highest quality coverage for your needs, at the best possible rate.