Established and chartered in 1937, HFS Federal Credit Union is a nonprofit, member-owned institution that offers a variety of financial products and services. It provides audio response, overdraft protection, protection insurance, payroll deduction and telephone transfer services. HFS Federal Credit Union also offers direct, express and night deposit services. It additionally provides fund transfer, money order, notary public and utility bill payment services. The union offers gift checks, postal stamps, safe deposit boxes and debit cards. HFS Federal Credit Union provides share certificates and checking and individual retirement accounts. It also offers lines of credit and home equity, real estate and automobile loans. HFS Federal Credit Union is federally insured by the National Credit Union Administration.. COMPLETE LINE OF FINANCIAL PRODUCTS AND SERVICESFULL LINE OF LOAN PRODUCTS AT COMPETITIVE RATES*New and Used Auto Loans*Personal Loans*Secured Loans*First and Second Mortgages*Home Equity Lines of Credit*Secured Or Unsecured Lines Of Credit