Welcome to Flanagan State Bank in Spencer! Opened in 2018, you can find us between Jimmy John’s and Anytime Fitness. If you’re looking for mortgage lenders in Spencer, IA, stop in and meet our welcoming and knowledgeable loan officers. You can expect an industrial feel with a cozy environment. We pride ourselves on welcoming anyone that comes through the door. You’ll love our original hardwood floors and the original brick accents on our walls. Our tall ceilings will make you feel like you’re in a grand place, but our decor will make you feel right at home!