Financial Freedom Resources

What a crock this company is. They tempt you with the offer of ""We will save you 1500$ in the first 6 months or we will refund your money."" Yeah Right!?! Well, time came and went and nothing. My rates didn't go down, my payments didn't decrease, my financial position did not change from what it was before I signed up with these guys. They send you ""pie charts"" that look like they could have been created by a 3rd grader, and they tell you what you already know. What a joke. Don't waste your time and effort. more

This company tells you that they can help you pay off your debt faster by negotiating lower interest rates with your creditors and having more of your payment go to paying off the principal. I had tried this myself and didn't have any luck so I decided to let them try. I figured if they could do something it would help and if they couldn't it wouldn't cost me anything because they wouldn't be able to show me the savings they promised. The didn't reduce the rates at all but still tried to show me a huge savings by telling me to pay off the cards attacking the highest rate cards first. Then apply those payments to the next highest card. This is common knowledge and they did nothing to make the payments change. If I was able to do this I would have done it a long time ago, but it is all I can do to make the minimum payments required. They sent me a spread sheet that anyone that went to high school should be able to create outlining a payment plan that I cant afford. They told me if they couldn't show me the savings they would refund my money. When I asked for my money back they refused. This company is under investigation by the Attorney General, Bill McCollum's office. Pros: nothing Cons: Common information they charge high dollars for. more