Continental Collection Agency is the anal sphincter of collection agencies, especially Mike Montana -- he is truly the scum of the earth. I cosigned a 12-month lease for my son and daughter-in-law back in 2004. They honored that lease and upon renewal, I decided not to cosign. The complex accepted their renewal without my signing. When they breached the lease 6 months later, I received a phone call from a woman at Coldwell Banker Commercial asking me if I was going to take responsibility for my kids. I asked her what planet she was on. That angered her. 6 months after my son moved out, I started getting calls from Mike Montana. He told me that I had breached the lease. I tried to explain to him that I only signed up for the initial 12-month lease and that I was no longer obligated. He then wanted me to tell him the whereabouts of my son. I told him if even if I knew, I'd never tell him. I told him to find him himself because that's what he's getting paid to do and not to expect any help from me. He got frustrated and hung up on me. He kept calling me and writing his idiot letters. Whoever composed those letters must not have completed high school. I would have been embarrassed to sign anything like that because in doing so, you tell the world you're an idiot too, even if you weren't the one who wrote the letter. Then, I told him that I wouldn't consider anything unless he proved to me that I owed the money. He sent me another idiot letter with copies of the lease and a rider (which supposedly extended the original lease) which was only signed by my son and his wife. He also sent me the list of bogus damages and other charges. The 3 months rent and trumped up damages that my kids supposedly owed didn't nearly come to $5500. Since I refused to pay anything because I didn't owe anything, I told him to go to he!!. He threated to damage my credit. I told him if he did, I'd hire an attorney. He followed thru with his threat and damaged my credit. I hired a lawyer who examined all the documentation he sent me (the idiot!) and used that information against him. My attorney wrote to him and told him that he was in direct violation of the laws of the Federal Trade Commission and a couple of other things. He damanded that he correct the records of the 3 credit bureaus or he would be turned in and his business shut down. That was 4 years ago. Well, here comes Mr. Idiot Sphincter again. This time he located my son and has brought suit again him, only this time, the money is doubled (nearly $8,000). Since I have all that documentation he sent me in 2006, it's time to resurrect it again and shove it up his smelly, fat a$$. What a loser.
Pros: nothing
Cons: everything
more