**Who is Charter Merced? **
With branches throughout California and funding over 700 million residential mortgages annually, Charter Merced is a leader in the conforming mortgage market and FHA/VA. Charter Merced ranks among the top 4 FHA lenders in the entire state.
Charter Merced continues to demonstrate the many benefits of being a full service mortgage banker including the highest levels of customer service and advanced technological solutions. Charter operates with the power of a major lender while maintaining the flexibility of the smallest mortgage banker.
We improve the lives one loan at a time by helping people achieve their dreams of home ownership. Building a quality relationship from lender to buyer, that's the Charter Merced Way!
** Purchasing, Selling or Refinancing? **
** First-Time Homebuyer Programs **
** 100% Financing Still Available **
** FHA, VA, Conventional **
** Less than Perfect Credit - OK! **
** Cash Out Refinances/Home Equity **
** 360 Day Locks w/Float Down Option on new Construction Homes **
**Programs**
** With over 500 programs**, we suit just about every need! Here are some of our programs:
* FHA/VA/Conventional
* Commercial Loans
* 100% Financing
* 360 Day Lock to Option with Float Down on New Construction Loans
* Interest Only Products
* First time Home Buyers Program
* Low Fico/No Fico Programs
* All Refinance Programs
* Derogatory Credit Program