Heritage Bank of Nevada is a locally owned financial institution that has been providing a range of personal and business banking services since 1995. Its personal banking products include checking and savings accounts. The institution offers online cash management services that provide access to account information. Heritage Bank of Nevada offers small business administration, real estate and construction loans. It provides telephone banking and 24-hour emergency services. In addition, the institution offers travelers check and credit cards. Heritage Bank of Nevada maintains more than 3,000 ATMs throughout the united States. It is a member of the Federal Deposit Insurance Corporation. The institution maintains a location in Reno, Nev.