Georgia Bank & Trust Mortgage is a mortgage division of the Georgia Bank & Trust Company. It offers various types of loans and mortgage options to the customers. It provides conventional mortgage through a contract between the lender and the borrower at the lender s risk. It insures the loan for the lender through the Federal Housing Administration. It offers the Veterans Administration loan to members of the armed forces, active military, and veterans and veterans' widows. Its adjustable-rate mortgages offer a low introductory interest rate to the customers. Georgia Bank & Trust Mortgage is located in Augusta, Ga.