America's Best Home Loan

I have been a client of Joe Gardella since 2006. Our relationship started by Joe reviewing an investment I was considering with a friend of mine, this involved homes in Florida. Joe strongly advised me not to invest. I heeded his advice; Joe?s advice saved me from this financially catastrophic investment. He has directed me to several investment opportunities over the years - real estate and other investment ideas, one idea has made me more than $40,000 by not causing me to endure the devastation in the stock market. This is an investment using my 401K, Joe helped me purchase real estate inside my 401K.\r \r I had over $100k in my 401K going into 2008. With Joe's great vision he told me that he was pulling his money out of the stock market that we might have a ?1929 style melt down.? He suggested I ""roll-over the 401K into a self-directed 401K? and look to purchase real estate inside my IRA. I had never heard of such a thing let alone known anyone who has done it. He took me step by step through the entire process. I am in the technical field and as such am very detail oriented, Joe?s skill and attention to detail was evident throughout this process. There were a number of steps in doing this - Joe handled each step with care and skill. \r \r However, the most pleasing part was looking back to January 2008 and thinking, if Joe had not directed me to make that move, my $100k would probably be around $60k or even less today.\r \r Thank you Joe for your excellent vision for the future and providing me investment options that I was not even aware existed. This kind of guidance will help my family and I now and for years to come. Your vision of the markets and expertise with money helps my family and I navigate some very trick financial times. I will recommend Joe Gardella every chance I get. Joe is trustworthy and he is the best money advisor and financial coach I?ve ever seen. \r \r Best Regards,\r \r \r \r Doug C\r Tracy, CA\r Pros: Trustworthy and knowledgable. Great to work with. Cons: Impementing the great ideas sometimes takes time. more

My meetings with Joe and Rosalie have always been inspiring, positive and personal. They do what ever it takes to assist you and your needs. Working with them has been very enriching to me, it has guided me in the right direction with only a positive out come. Their compassion for life and others shows. Pros: You only get out off it what YOU put into it. more